A BANKING PARTNER

FOR FINANCIAL ADVISORS

At CommerceOne, our sole focus is providing exceptional service to our commercial and private clients.

We leave wealth management to you.

We Are Not An

Investment Arm.

We are a private banking partner that can provide your clients with the following services:

Conventional and premium FDIC coverage for deposit accounts

Fiduciary partnership

Safety & Soundness

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Private Banking

Unlike many commercial banks, we focus exclusively on banking solutions through checking and savings accounts and loans. This means we do not offer wealth management services, ensuring there’s no conflict of interest.

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Home Equity Lines of Credit

At CommerceOne, you benefit from speaking directly with local lending decision-makers, ensuring a quick and nimble underwriting process. We work with you to provide the best options for various needs, including bridge loans, second homes, and personal investment properties across diverse geographies.

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Business Acquisitions

Whether you need equipment purchases, working capital, an outright purchase, or funding for a partnership, our team is well-versed in business acquisitions and cash flow management. We offer a variety of technology products and loan options to make the acquisition as seamless as possible.

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Unique Financing Requests

We offer lines of credit secured by assets in your investment portfolio with flexible terms tailored to your client’s needs.

Privately held company stock
Alternative investments
Efficient tax structures

Case Studies

Expertise

One financial advisor teamed up with CommerceOne Bank to secure a line of credit for a client whose net worth was tied up in closely held business assets. By carefully assessing the client’s financial situation and expertise in personal and commercial lines of business, a successful line of credit was established using the closely held stock as collateral for the loan.

Versatility

When CommerceOne collaborated with a financial advisor and CPA to address a client’s urgent need, they successfully utilized IRA rollover regulations to facilitate the transaction. By working together, the client could access the necessary funds quickly, securing a loan within a reasonable timeframe to replenish IRA funds without triggering tax liabilities.

OUR TEAM